In essence is the prepaying of your health care treatment upon a total or partial loss of independence. The benefit can be used for home care or to pay for a facility if necessary.
- Home Care
- Facility Care
- "Dignity"
- When Are Benefits Paid?
- Benefits are paid when an individual is unable to perform two or more activities of daily living and/or requires continual supervision due to a cognitive impairment.
- How Are Benefits Paid?
- Long term care benefits are paid on a daily, weekly, or monthly basis as long as individual is unable to perform two activities of daily living and/or requires continual supervision due to a cognitive impairment.
- What is the Amount of Benefit?
- Benefits are based on ability to pay. They range from $20 to $400 per day. The current monthly maximum is $10,000.
